What This Privacy Policy Covers  

Note: a number of the links included in this site are affiliate links. This implies that when someone clicks on them and purchases the service being promoted on the landing page we get a commission from that sale. 

This policy includes how we treat personal data that we gather and receive, including information with relation to your past use of products and services provided in the site. Personal data is information about you that is personally recognizable like phone number, email address, address or name, and that is not otherwise attainable publicly. 

This policy is not relevant to the practices of companies that are not controlled or owned by us, or to people that are not under our management or employment. Furthermore, a number of our associates have their own privacy statements. 

Information Collection and Use 

We gather personal data when you register with the site, when you utilize the site's products or services, when you come to our web pages or the pages of our certain partners, and when you join promotions or sweepstakes. We may add data we have on you to the data that we get from other companies or our business partners. 

When you register with us or our associates, you may be may be required to give data like your name, email address, birth date, gender, occupation, industry, and personal interests. In other cases you may even be required to give your address, national identity number, and information about your assets. Once you register/sign up with us or our associates, you stop being anonymous to us and our partners.  

We gather details about your dealings with us and with some of our business associates, including data about your use of products and services that we avail through adverts or through references in our content. 

We automatically receive and record information on our server logs from your browser, including your IP address, cookie information, and the page you request. We receive and record data automatically on our server logs from your browser. The details includes your cookie data, IP address as well as the page you request.  

We utilize your personal data for the following general reasons/aims: to personalize the advertising and content you see, fulfill your needs for products and services, make our services better, make contact with you, carry out research, and make available anonymous reporting for in-house and external clients. 

We do not permit a child below 13 to sign up with us

We do not get in touch with kids below the age of 13 regarding special offers or for marketing purposes without a parent's/guardian’s consent. 

We do not ask a minor (child under age 13) for more private information, as a condition to become a member, than is rationally needed to partake in a given activity or promotion. 

Data Sharing and Disclosure 

We do not rent out, sell, or share personal data regarding you with other people or nonaffiliated companies with the exception of  providing products or services you've ordered, when we have your go-ahead, or under the following situations: 

We may make the information available to reliable associates who work on behalf of or with us under privacy agreements. These companies may utilize your personal details to help us talk to you regarding promotions from the site and our marketing partners. On the other hand, these companies do not have any independent right to give out this data. 

We answer to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims. We believe it is essential to share data in order to search, prevent, or take action on the subject of unlawful activities, suspected fraud, situations concerning potential threats to the physical wellbeing of any human being, abuse of our site's terms of use, or as otherwise required by law. 

We pass on details concerning you if the site is bought by or became partners with another site/company. In this incident, we will inform you before data about you is moved and becomes subject to another privacy policy. 

We show targeted advertisements according to personal data. Advertisers (ad serving companies included) may presume that individuals who interact with, view, or click targeted ads meet the targeting criteria-for example, males between the ages of 35 and 44 from a certain geographic area. 

We do not offer any private details to the advertiser when you interact with or click on a targeted ad. On the other hand, by getting in touch with or viewing an ad you are agreeing to the likelihood that the advertiser will assume that you meet the targeting criteria used to show the ad. 

Our onsite advertisers consist of financial service providers (like banks, insurance agents, stock brokers and mortgage lenders) and non-financial companies (like stores, bloggers, search engines, airlines, and software companies). 

We work with merchants, associates, advertisers, and other service providers in different industries and categories of business. 

Google, as a third party vendor, uses cookies to serve ads on this site. 

Google's use of the DART cookie enables it to serve ads to visitors of this site based on their visit to the sites and other sites on the Internet. 

Visitors to the site may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy . 

Your Ability to Edit and Delete Your Account Information and Preferences 

Users who go to this site and register with our mailing list can opt out of getting future marketing interactions from these new categories or they can unsubscribe by following directions contained in the messages they get. 

We have the right to send you particular communications about the site's service, like service announcements, administrative messages as well as Newsletter, that are considered part of your site's account, without giving you the chance to opt out of getting them. 

Confidentiality and Security 

We limit access to private data regarding you to employees who we trust rationally have to come into contact with that data to offer products or services to you or in order to do their work. 

Changes to this Privacy Policy 

We may bring this policy up to date. We will let you know about important changes if you are in our mailing list. We will send the notice to the main email address stated in your account or by putting up a prominent notice on our website.  

Updated: JUNE 30, 2013

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